Comprehensive insurance coverage for your unique collection.

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Protection after delivery

From a single item to an entire collection, insure against damage, theft, and loss under a single policy.

Straightforward claims

Manage and track every part of the process on one easy-to-use portal.

Competitive rates

Get instant quotes for most objects for trusted, industry-leading coverage.

Protect your valuables today

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Arta has partnered with Chubb to provide hassle-free coverage for
your valuable and treasured items.

Insurance for the valuable, the beautiful, and the irreplaceable.

We offer instant quotes and coverage for over 100 unique object types.
Paintings
Design Objects
Decorative Arts
Collectibles
Jewelry
Sculpture
What's the difference between Arta Valuables Insurance Services* vs typical homeowner's insurance

Arta Valuables Insurance Services

Homeowner's Insurance**

Coverage Limits
Insured for appraised or agreed-upon coverage.
Low coverage limits on valuables.
Coverage for Lost or Damaged Items
Yes
No. Typically only covers loss if items are stolen.
Agreed Value Coverage
Full reimbursement for the full agreed-upon amount plus we'll pay up to 150% of the amount itemized, up to the policy limit, to account for increases in the market value of an item.*
Reimbursement usually made on the depreciated value of personal property.
New Item Coverage
For existing policy holders, newly acquired pieces are covered for up to 90 days (up to 25 percent of itemized coverage limit).
No
World Wide Coverage
Yes
Sometimes extends to items temporarily outside the home.
Deductibles
None***
Deductibles must be paid before insurance begins to pay.
Requires Appraisals
For Jewelry items over $100,000 and Fine Art over $250,000 ****
Yes
Requires Detailed Inventories
No, just a snap picture.
Yes

* Insurance described is offered by Arta and underwritten by Federal Insurance Company, a Chubb company. 
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** ISO homeowner's form comparison. The comparisons contained herein were prepared solely by Arta based upon a good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of November 1, 2023, and is subject to change without notice.  
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*** Earthquake coverage in CA or WA may require a small deductible of your choice.
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**** Appraisals required for Fine Art items over $250,000 in California and Florida.

Frequently Asked Questions

Why should I choose Arta to insure my collection?

Arta is the trusted commerce partner of Auction Houses and Marketplaces, providing seamless checkout and post-sale experiences. We’ve helped clients protect over $100 Million worth of objects in transit, and are now offering the option for clients to purchase valuable articles coverage to protect against damage, theft, and loss after delivery.

What if I have to submit a claim with Arta?

In the unfortunate instance that a claim needs to be filed, Arta aims to make the experience as efficient and straightforward as possible. That’s why we partnered with Chubb, whose team provides hassle free claims service, day or night.

When can I purchase a policy?

Arta offers the ability to seamlessly protect and insure your valuables with ease. You can swiftly obtain a policy quote and coverage while your items are in transit or at checkout. Get a quote.

Where do I manage my policies?

From a single item to an entire collection, manage all your policies on one easy portal.

Insurance described is offered by Arta (California license no. 6011894). Insurance is underwritten and provided by Federal Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. CISA, 202 Halls Mill Road, Whitehouse Station, NJ 08889-1600.